The facts
Weight loss
Excluded
Type 2 diabetes
Not indicated
Prior auth
Required (MASH, cardiovascular)
Typical cost
Plan-specific
Who actually decides this
Not the logo on your card, most of the time. Three parties sit between you and the answer, and knowing which one is saying no tells you who to ask.
- 1
The pharmacy benefit manager
No single PBM to name here, which is itself the finding. Different plans under this name use different benefit managers, so one national statement about the formulary would be wrong.
- 2
Your employer, if the plan comes through work
Weight-loss drugs are usually a category an employer buys or declines, not something the insurer includes by default. That is why two people holding identical cards get opposite answers, and why the useful question for member services is whether your plan includes the weight-loss medication benefit at all, before anything about criteria.
Get your real answer
If you take Wegovy for weight only and are 21 or older, Medi-Cal Rx will not pay; the cash routes below are what is left. If you have MASH or established cardiovascular disease, ask your prescriber to submit the diagnosis code or a prior authorization request. If you received a Notice of Action denying coverage, Medi-Cal gives you the right to ask for a State Hearing.
Coverage is plan-specific: this page reports what Medi-Cal publishes, not a promise about your plan. Not medical or insurance advice.

